Bharat Connect platform

Create a customised bundle that works for your business or service from our range of products, use cases and APIs.

  • B2B

    An interoperable platform that revolutionises B2B invoicing, payments, collections and settlements in India.

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  • UPMS

    Optimising recurring collections for a new India, that pays digitally.

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  • Bharat Connect on WhatsApp

    Bill payments, now on India’s most popular app.

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  • UPI 123Pay

    Enabling bill payments via audio calling.

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  • ClickPay

    Hassle-free bill payments, completed within a few clicks.

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  • UPI AutoPay

    Enable auto-mode on recurring bill payments.

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  • BOAT

    Accelerating the Biller onboarding process on Bharat Connect platform.

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  • CertPlay

    Automated certification for Operating Units on Bharat Connect platform.

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  • Bharat Connect on Nfinite

    An API playground where participants can try, test and interact with our solutions.

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  • Bharat Connect core APIs

    Fetch, Pay, Settlement, Complaint Management and Dispute Management.

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25+ Categories

More categories coming soon.

Housing & Utilities (8)
Electricity

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LPG

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Water

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Municipal Taxes

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Housing Society Maintenance

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Piped Gas

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Rent

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Prepaid Meter

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Custom Solution

Custom solutions

Building customised solutions to support the unique requirements of Bharat's evolving recurring payments ecosystem.

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Impact Story

  • Custom Solution

    Paytm (One97 Communications Limited)

Custom Solution

Paytm (One97 Communications Limited)

Challenges

Making recurring bill payments simple and accessible to all. PayTM intends to simplify how people pay their regular bills—like electricity, water, and phone bills—so the process is hassle-free for everyone.

The solution

Bharat Connect launched the Unified Presentment Management System (UPMS), which enabled users to set up standing instructions on their recurring bill payments across all channels and modes of digital payments. Under the system, bills are automatically fetched from the billers and presented to customers to take action in terms of auto-debit and bill payment management.

Impact

  • Streamlined bill information management
  • Prevents duplication of payments
  • Real-time updation of bills

Testimonial

PayTM has successfully registered more than 50 million bills with more than 80 billers being onboarded on UPMS. This has been a major contributor in reversing the downward trend observed in electricity bill payments on PayTM. Since its integration with Bharat Connect in November 2024, PayTM has been able to reactivate users through better targeting and accurate and timely presentation of bill information.